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Intraday Margin Calculator

Calculate the leverage available on intraday equity trades — how much capital you need to take a position of a given value, and the resulting break-even moves.

Enter your values

x
1 x5 x

SEBI's peak margin rules cap intraday leverage at 5x for Cash equity

Margin Required
₹20,000
Position Value
₹1,00,000
Leverage
Margin %
20.00%
Per Share Move to Break-even
~₹0.50
What this means

With 5× leverage, you need ₹20,000 as margin to control a ₹1,00,000 position. A 1% move in the stock translates to a 5% move on your margin — magnifying both gains and losses.

* SEBI's peak margin rules (effective Sept 2021) cap intraday leverage at 5× for cash equity.

* All intraday positions must be squared off the same day; otherwise, the broker auto-squares them at ~3:20 PM.

Quick answer

Intraday margin is the capital you need to take a position that's many times its size. SEBI's 2021 peak margin rules cap intraday equity leverage at 5×. The calculator shows what margin you need at any leverage level and the resulting break-even moves.

What is Intraday Margin?

Intraday trading on Indian equities lets you take positions worth more than your account balance, using leverage. If you have ₹20,000 capital and your broker offers 5× leverage, you can buy ₹1 lakh worth of stock for the day — provided you square off before market close.

Before SEPT 2021, brokers offered up to 50× leverage, leading to huge wipe-outs when small adverse moves blew up over-leveraged accounts. SEBI's peak margin rules phased that out — now intraday equity is capped at 5×, and the broker must collect upfront margin (no more 'I'll pay if I lose' arrangements).

Leverage is a double-edged sword. A 1% favourable move at 5× leverage gives you 5% return on capital. But a 1% adverse move loses 5%. A 20% drop in stock price wipes out 100% of your margin — the broker liquidates your position and you lose your full deposit.

Margin and break-even calculations

Formula
Margin = Position value / Leverage Break-even move = (Charges%) / Leverage
Leverage
Multiplier1× to 5× for cash equity intraday under SEBI rules
Position
Trade valuestock price × quantity
Worked example
Stock price₹500
Quantity200
Leverage
Position = 500 × 200 = ₹1 lakh
Margin = 1L / 5 = ₹20,000
Margin required: ₹20,000

How to use this calculator

Three inputs: stock price, quantity, leverage. Calculator returns margin requirement and break-even.

  1. Enter stock price

    Current market price or planned entry price.

  2. Enter quantity

    Number of shares you want to trade.

  3. Set leverage

    Maximum 5× for cash equity intraday. Some brokers offer less (3× or 4×) on volatile stocks.

Margin use cases

Position sizing

Working capital available? Calculator tells you the maximum position you can take at chosen leverage.

Risk management

Match position size to your risk tolerance. Don't take 5× leverage if you can't psychologically handle 5× loss potential.

Overnight conversion check

If you can't square off intraday, you'll need to convert to delivery (CNC). Calculate whether you have full delivery cash before opening the position.

Multi-stock margin allocation

Trading 3-4 stocks intraday simultaneously? Total margin across all positions cannot exceed your account balance.

Glossary

Leverage
Borrowed capital that lets you trade larger positions than your own funds allow.
Margin
The capital you actually deposit to take a leveraged position.
MIS
Margin Intraday Square-off — broker product code for intraday-with-leverage trades.
RMS
Risk Management System — broker's automated system that liquidates positions when margin is insufficient.
Peak margin
SEBI rule (2021) requiring brokers to collect upfront margin during the highest-risk part of the trading day.

Frequently asked questions

Why was leverage reduced from 50× to 5×?
SEBI's peak margin rules (Sept 2020 onwards) phased out the higher intraday leverage that brokers used to offer, citing investor protection. Brokers now cannot offer more than 5× leverage on cash equity intraday.
What happens if I don't square off?
The broker's RMS (Risk Management System) auto-squares your position at ~3:20 PM at the prevailing market price. If the position has moved against you, you take that loss.
Disclaimer: Results are estimates based on the inputs you provide. They are not professional advice. For consequential decisions — financial, tax, medical, or legal — verify with a qualified professional.

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