5 calculators

Stocks & Investing

Brokerage, intraday profit/loss, F&O margin, P/E ratio, dividend yield — for active traders and investors.

Stock market and investing calculators for Indian retail traders and long-term investors — brokerage cost, intraday P&L, F&O margin, stock averaging, CAGR, dividend yield. Built around NSE/BSE conventions and the brokerage structures of major Indian discount brokers.

Stocks

What's covered

Brokerage calculator — covers Zerodha, Upstox, Groww, Angel One, ICICI Direct, HDFC Securities; computes brokerage + STT + GST + transaction charges + SEBI charges + stamp duty for delivery, intraday, F&O, currency, and commodity.

Strategy calculators — intraday P&L, stock average (cost basis after multiple buys), F&O margin (SPAN + exposure), CAGR (compound annual growth rate), XIRR (irregular cash flows), dividend yield. Each helps decide whether a trade or holding makes sense after all costs.

Frequently asked questions

How is brokerage calculated for delivery vs intraday?

Most discount brokers (Zerodha, Upstox) charge zero brokerage on equity delivery, ₹20 (or 0.03% whichever is lower) per intraday/F&O order. Plus STT (0.1% on delivery sells, 0.025% on intraday sells), 18% GST on brokerage, transaction charges (NSE/BSE), SEBI charges (₹10/cr), and stamp duty (varies by state and segment). The brokerage calculator factors all of these.

What's the difference between CAGR and XIRR?

CAGR measures the constant annual rate that would produce your final value from a single starting investment over a single time period. XIRR handles irregular cash flows — like SIPs where you invest different amounts at different dates. For lump-sum investments use CAGR; for SIPs/SWPs use XIRR.

How is F&O margin calculated?

F&O margin is the higher of SPAN (statistical risk model) plus exposure margin. For futures it's typically 10-20% of contract value. For options buying it's the premium paid; for options selling it's similar to futures margin. The F&O margin calculator estimates based on standard SPAN methodology used by NSE.

What's a healthy dividend yield?

Indian large-cap dividend yields run 1-2% on average (lower than US). Above 4% often indicates either a value opportunity or a stressed business that may cut dividends. Compare against the company's historical yield range and the sector average rather than absolute number.

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