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Home Loan Eligibility Calculator
Find out the maximum home loan you can get based on your monthly income, existing obligations, and loan tenure.
Enter your values
₹
₹
Total EMIs you currently pay on other loans
%
6 %15 %
years
5 years30 years
%
30 %70 %
Banks typically allow 40–55% of net income for total EMIs
Maximum Loan Eligibility
₹49,67,543
Maximum EMI Capacity
₹40,000
Net Monthly Income
₹80,000
What this means
Based on FOIR of 50%, you can support an EMI of up to ₹40,000. At 8.5% over 25 years, that supports a loan of ₹49,67,543.
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