MCC • verified 2026-07

Chandigarh Property Tax: Rates, Rebates & Online Payment

How Municipal Corporation Chandigarh (MCC) assesses residential property tax, what you owe, the rebates worth grabbing, and how to pay online.

How Chandigarh calculates property tax

Annual Rateable Value

Tax = ARV × the rate; residential ARV is built from notified per-sq-yd values by sector zone (A/B/C).

Residential rates: FY 2025-26 after the partial rollback: residential at 2× earlier rates (~6% of ARV, up from 3%); commercial at 5% of ARV. The March 2025 notification had tripled residential to 9% before public opposition forced the April rollback.

Rebates & due dates

20% rebate on residential (10% commercial) if paid 1 April-31 May of the assessment year — confirmed again for FY 2026-27.

Late-payment penalty

25% penalty plus 12% per annum interest on payments after 31 May.

Exemptions

Government buildings pay service charges instead; religious/charitable per the MC Act.

Recent change: The 31 March 2025 hike (3× residential) was partially rolled back on 24 April 2025 to 2× after protests — verified via Tribune coverage.

Pay online

Pay directly on the official MCCportal — you'll need your property identification number (printed on any previous receipt or demand notice).

Official MCC property-tax portal →

Frequently asked questions

How is property tax calculated in Chandigarh?+

Chandigarh uses the Annual Rateable Value. Tax = ARV × the rate; residential ARV is built from notified per-sq-yd values by sector zone (A/B/C). Current residential rates: FY 2025-26 after the partial rollback: residential at 2× earlier rates (~6% of ARV, up from 3%); commercial at 5% of ARV. The March 2025 notification had tripled residential to 9% before public opposition forced the April rollback.

How do I pay Chandigarh property tax online?+

Pay on the official MCC portal (linked on this page) using your property identification number — have last year's receipt handy for the ID. Most portals accept UPI, net banking, and cards, and issue an instant e-receipt. 20% rebate on residential (10% commercial) if paid 1 April-31 May of the assessment year — confirmed again for FY 2026-27.

What happens if I pay Chandigarh property tax late?+

25% penalty plus 12% per annum interest on payments after 31 May.

Who is exempt from property tax in Chandigarh?+

Government buildings pay service charges instead; religious/charitable per the MC Act.

Is property tax deductible from income tax?+

Yes, for let-out property: municipal taxes actually paid during the year are deducted from gross annual value when computing income from house property. For self-occupied property there's no separate deduction, but paying it keeps your municipal records clean for any future sale.

Sources

Verified July 2026. Municipal rates and rebate windows change every budget cycle — confirm on the official portal before paying.

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