Kochi Property Tax: Rates, Rebates & Online Payment
How Kochi Municipal Corporation assesses residential property tax, what you owe, the rebates worth grabbing, and how to pay online.
How Kochi calculates property tax
Tax = plinth area (sq m) × the zone rate per sq m, adjusted for zone, roof type, floor, access road, age, and air-conditioning.
Residential rates: The corporation residential band is ₹8-20 per sq m per year as fixed by the Kerala government (minimum annual tax ₹75); the exact Kochi zone-wise schedule is published only in a Malayalam PDF — verify your zone on the portal.
Rebates & due dates
5% rebate if the full year is paid by 30 April (Kerala-wide since 2023); otherwise two half-yearly instalments. Pay via the Kerala Sanchaya e-payment portal.
Late-payment penalty
Penal interest around 2% per month on overdue instalments (one source cites higher — pay on time).
Exemptions
Government buildings and places of worship; small houses of 50-60 sq m are taxed at half rate.
Recent change: Kerala Finance Act 2023: 5% annual increment in property tax from FY 2023-24, houses above 50 sq m brought into the net, and a 15% luxury add-on for new houses above 3,000 sq ft.
Pay online
Pay directly on the official Kochi Municipal Corporationportal — you'll need your property identification number (printed on any previous receipt or demand notice).
Official Kochi Municipal Corporation property-tax portal →Frequently asked questions
How is property tax calculated in Kochi?+
Kochi uses the Plinth-area Unit Area Value (Kerala Municipality Act). Tax = plinth area (sq m) × the zone rate per sq m, adjusted for zone, roof type, floor, access road, age, and air-conditioning. Current residential rates: The corporation residential band is ₹8-20 per sq m per year as fixed by the Kerala government (minimum annual tax ₹75); the exact Kochi zone-wise schedule is published only in a Malayalam PDF — verify your zone on the portal.
How do I pay Kochi property tax online?+
Pay on the official Kochi Municipal Corporation portal (linked on this page) using your property identification number — have last year's receipt handy for the ID. Most portals accept UPI, net banking, and cards, and issue an instant e-receipt. 5% rebate if the full year is paid by 30 April (Kerala-wide since 2023); otherwise two half-yearly instalments. Pay via the Kerala Sanchaya e-payment portal.
What happens if I pay Kochi property tax late?+
Penal interest around 2% per month on overdue instalments (one source cites higher — pay on time).
Who is exempt from property tax in Kochi?+
Government buildings and places of worship; small houses of 50-60 sq m are taxed at half rate.
Is property tax deductible from income tax?+
Yes, for let-out property: municipal taxes actually paid during the year are deducted from gross annual value when computing income from house property. For self-occupied property there's no separate deduction, but paying it keeps your municipal records clean for any future sale.
Sources
Verified July 2026. Municipal rates and rebate windows change every budget cycle — confirm on the official portal before paying.