Stamp Duty & Registration Charges in Punjab 2026
Calculate stamp duty and registration charges on property purchase across Ludhiana, Amritsar, Jalandhar, and other cities in Punjab.
Stamp duty in Punjab at a glance
Punjab charges 7% for men (including a 1% social-security surcharge) and 5% for women. Registration is 1% capped at ₹2 lakh.
Rates verified 2026-07 against the sources listed at the bottom of this page.
Quick reference — total charges by property value
| Property Value | Male Buyer | Female Buyer | Registration | Total (Male) |
|---|---|---|---|---|
| ₹25 lakh | ₹1,75,000 | ₹1,25,000 | ₹25,000 | ₹2,00,000 |
| ₹50 lakh | ₹3,50,000 | ₹2,50,000 | ₹50,000 | ₹4,00,000 |
| ₹1 crore | ₹7,00,000 | ₹5,00,000 | ₹1,00,000 | ₹8,00,000 |
| ₹2.5 crore | ₹17,50,000 | ₹12,50,000 | ₹2,50,000 | ₹20,00,000 |
Major cities in Punjab
The same Punjab rates apply across these cities, but each may have additional municipal cess or local development charges. Confirm with the local sub-registrar before signing.
Calculate your stamp duty in Punjab
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Result
* Rates are approximate and vary by city, area type (urban/rural), and property type.
* Always verify with your local sub-registrar office before transactions.
Renting instead of buying?
Rent agreements in Punjab cost Nominal e-stamp (~₹100-200) in practice for the standard 11-month term — see the full rules and online options.
Rent Agreement Stamp Duty in Punjab →Gifting property to family instead?
Gift deeds to close relatives in Punjab cost Exempt (0% duty AND 0 registration fee) — a fraction of the sale-deed duty on this page.
Gift Deed Stamp Duty in Punjab →Duty is charged on the collector rate, not your deal price
Punjab computes stamp duty on the higher of your declared price and the government-notified value — see how to look it up for your locality and what changed in the latest revision.
Collector Rate in Punjab →Local charges and concessions in Punjab
The 7% male rate is composite and includes a 1% Social Infrastructure Cess / Social Security Fund surcharge statewide.
Women (sole or female+female joint): 5%. Joint male+female: 6%. Male+male joint: 7%.
Frequently asked questions
What are the stamp duty and registration charges in Punjab in 2026?+
Stamp duty is 7% for men and 5% for women — plus a registration fee of 1% capped at ₹2,00,000, plus facilitation charges of ₹1,000-₹5,000 by value band. On a ₹50 lakh property, the stamp duty alone works out to about ₹3,50,000.
Is stamp duty lower for women in Punjab?+
Yes — women pay 5% against 7% for men. Women (sole or female+female joint): 5%. Joint male+female: 6%. Male+male joint: 7%.
How is stamp duty calculated in Punjab?+
Duty is charged on the higher of the declared sale price and the government-notified value (Collector Rate) for the locality — declaring a lower price does not reduce it. Registration fee is added on top, and some cities add local cess.
What is the registration charge in Punjab?+
1% capped at ₹2,00,000, plus facilitation charges of ₹1,000-₹5,000 by value band, paid at the sub-registrar office along with the stamp duty when the sale deed is registered.
Can I legally reduce stamp duty in Punjab?+
Women (sole or female+female joint): 5%. Joint male+female: 6%. Male+male joint: 7%. Gift deeds to close family are often charged far less than sale deeds — see the gift-deed guide linked below. Undervaluing the sale price does not work: duty is computed on the government valuation.
Sources
Last verified 2026-07. Rates change via state notifications — confirm with the sub-registrar before executing a deed.
Other states' stamp duty rates
Stamp duty varies significantly across Indian states. Compare Punjab with other states:
5.00% male • 3.75% female
6.00% male • 4.00% female
6.00% male • 6.00% female
8.00% male • 8.00% female
5.00% male • 5.00% female
6.30% male • 5.70% female
5.00% male • 4.00% female
4.00% male • 4.00% female
5.00% male • 4.00% female
6.00% male • 5.00% female
4.50% male • 4.50% female
10.00% male • 5.00% female