Stamp Duty & Registration Charges in Kerala 2026
Calculate stamp duty and registration charges on property purchase across Kochi, Thiruvananthapuram, Kozhikode, and other cities in Kerala.
Stamp duty in Kerala at a glance
Kerala has 8% stamp + 2% registration = 10% total, uniform statewide, with no women's concession — one of the few large states with none.
Rates verified 2026-07 against the sources listed at the bottom of this page.
Quick reference — total charges by property value
| Property Value | Male Buyer | Female Buyer | Registration | Total (Male) |
|---|---|---|---|---|
| ₹25 lakh | ₹2,00,000 | ₹2,00,000 | ₹50,000 | ₹2,50,000 |
| ₹50 lakh | ₹4,00,000 | ₹4,00,000 | ₹1,00,000 | ₹5,00,000 |
| ₹1 crore | ₹8,00,000 | ₹8,00,000 | ₹2,00,000 | ₹10,00,000 |
| ₹2.5 crore | ₹20,00,000 | ₹20,00,000 | ₹5,00,000 | ₹25,00,000 |
Major cities in Kerala
The same Kerala rates apply across these cities, but each may have additional municipal cess or local development charges. Confirm with the local sub-registrar before signing.
Calculate your stamp duty in Kerala
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Result
* Rates are approximate and vary by city, area type (urban/rural), and property type.
* Always verify with your local sub-registrar office before transactions.
Renting instead of buying?
Rent agreements in Kerala cost ₹500 flat — and registration is mandatory even at 11 months for the standard 11-month term — see the full rules and online options.
Rent Agreement Stamp Duty in Kerala →Gifting property to family instead?
Gift deeds to close relatives in Kerala cost ₹2 per ₹1,000 (0.2%), minimum ₹1,000 — a fraction of the sale-deed duty on this page.
Gift Deed Stamp Duty in Kerala →Duty is charged on the fair value, not your deal price
Kerala computes stamp duty on the higher of your declared price and the government-notified value — see how to look it up for your locality and what changed in the latest revision.
Fair Value in Kerala →Local charges and concessions in Kerala
None — 8% + 2% applies uniformly statewide.
No gender concession — women pay the same 8%. Life Mission housing beneficiaries are fully exempt. Family gift deeds attract lower rates.
Frequently asked questions
What are the stamp duty and registration charges in Kerala in 2026?+
Stamp duty is 8% for men — plus a registration fee of 2% with no cap, charged on the higher of sale consideration or government fair value. On a ₹50 lakh property, the stamp duty alone works out to about ₹4,00,000.
Is stamp duty lower for women in Kerala?+
No — Kerala charges the same rate for men and women. No gender concession — women pay the same 8%. Life Mission housing beneficiaries are fully exempt. Family gift deeds attract lower rates.
How is stamp duty calculated in Kerala?+
Duty is charged on the higher of the declared sale price and the government-notified value (Fair Value) for the locality — declaring a lower price does not reduce it. Registration fee is added on top, and some cities add local cess.
What is the registration charge in Kerala?+
2% with no cap, charged on the higher of sale consideration or government fair value, paid at the sub-registrar office along with the stamp duty when the sale deed is registered.
Can I legally reduce stamp duty in Kerala?+
No gender concession — women pay the same 8%. Life Mission housing beneficiaries are fully exempt. Family gift deeds attract lower rates. Gift deeds to close family are often charged far less than sale deeds — see the gift-deed guide linked below. Undervaluing the sale price does not work: duty is computed on the government valuation.
Sources
Last verified 2026-07. Rates change via state notifications — confirm with the sub-registrar before executing a deed.
Other states' stamp duty rates
Stamp duty varies significantly across Indian states. Compare Kerala with other states:
5.00% male • 5.00% female
10.00% male • 5.00% female
6.30% male • 5.70% female
5.00% male • 4.00% female
4.00% male • 4.00% female
5.00% male • 4.00% female
5.00% male • 3.75% female
6.00% male • 4.00% female
6.00% male • 5.00% female
4.50% male • 4.50% female
6.00% male • 6.00% female
7.00% male • 3.00% female