Karnataka • 2026 rates

Stamp Duty & Registration Charges in Karnataka 2026

Calculate stamp duty and registration charges on property purchase across Bengaluru, Mysuru, Hubballi, and other cities in Karnataka.

Stamp duty in Karnataka at a glance

Male buyer

2.0–5.0%

by property value — see slabs below

Female buyer

Same rate

Registration

2.00%

2% since 31 Aug 2025 (was 1%)

Typical total (male)

7.00%

Karnataka charges stamp duty on value slabs — 2% up to ₹20 lakh, 3% to ₹45 lakh, 5% above. The registration fee doubled from 1% to 2% on 31 August 2025, the first hike since 2003.

Rates verified 2026-07 against the sources listed at the bottom of this page.

Karnataka stamp duty slabs by property value

Karnatakacharges stamp duty on a value-slab system — the rate depends on the property's agreement value, and the applicable rate applies to the entire value.

Property value	Stamp duty rate
Up to ₹20 lakh	2.00%
₹20 lakh – ₹45 lakh	3.00%
Above ₹45 lakh	5.00%

Quick reference — total charges by property value

Property Value	Male Buyer	Female Buyer	Registration	Total (Male)
₹25 lakh	₹75,000	₹75,000	₹50,000	₹1,25,000
₹50 lakh	₹2,50,000	₹2,50,000	₹1,00,000	₹3,50,000
₹1 crore	₹5,00,000	₹5,00,000	₹2,00,000	₹7,00,000
₹2.5 crore	₹12,50,000	₹12,50,000	₹5,00,000	₹17,50,000

Major cities in Karnataka

The same Karnataka rates apply across these cities, but each may have additional municipal cess or local development charges. Confirm with the local sub-registrar before signing.

BengaluruMysuruHubballiMangaluruBelagavi

Calculate your stamp duty in Karnataka

Enter the property value to get exact charges

Enter your values

Property Value

₹

State

Buyer Gender

Total Charges

₹3,50,000

Stamp Duty (6.00%)

₹3,00,000

Registration (1.00%)

₹50,000

Total Cost (Property + Charges)

₹53,50,000

* Rates are approximate and vary by city, area type (urban/rural), and property type.

* Always verify with your local sub-registrar office before transactions.

Renting instead of buying?

Rent agreements in Karnataka cost 0.5% of (annual rent + deposit), capped at ₹500 for the standard 11-month term — see the full rules and online options.

Rent Agreement Stamp Duty in Karnataka →

Gifting property to family instead?

Gift deeds to close relatives in Karnataka cost ₹5,000 flat (urban) — a fraction of the sale-deed duty on this page.

Gift Deed Stamp Duty in Karnataka →

Duty is charged on the guidance value, not your deal price

Karnataka computes stamp duty on the higher of your declared price and the government-notified value — see how to look it up for your locality and what changed in the latest revision.

Guidance Value in Karnataka →

Local charges and concessions in Karnataka

City-level additions

Cess of 10% of the duty amount plus a 2% surcharge in urban/BBMP areas (3% rural) — effective stamp duty on a >₹45 lakh Bengaluru property is ~5.6%; total statutory outlay ~7.6% including registration.

Concessions and rebates

No gender-based concession — slab rates apply equally to men, women, and joint owners.

Frequently asked questions

What are the stamp duty and registration charges in Karnataka in 2026?+

Stamp duty is charged on value slabs — from 2% to 5% depending on the property value — plus a registration fee of 2% since 31 Aug 2025 (was 1%). On a ₹50 lakh property, the stamp duty alone works out to about ₹2,50,000.

Is stamp duty lower for women in Karnataka?+

No — Karnataka charges the same rate for men and women. No gender-based concession — slab rates apply equally to men, women, and joint owners.

How is stamp duty calculated in Karnataka?+

Duty is charged on the higher of the declared sale price and the government-notified value (Guidance Value) for the locality — declaring a lower price does not reduce it. The applicable slab rate depends on that higher value. Registration fee is added on top, and some cities add local cess.

What is the registration charge in Karnataka?+

2% since 31 Aug 2025 (was 1%), paid at the sub-registrar office along with the stamp duty when the sale deed is registered.

Can I legally reduce stamp duty in Karnataka?+

No gender-based concession — slab rates apply equally to men, women, and joint owners. Gift deeds to close family are often charged far less than sale deeds — see the gift-deed guide linked below. Undervaluing the sale price does not work: duty is computed on the government valuation.