Stamp Duty & Registration Charges in Maharashtra 2026
Calculate stamp duty and registration charges on property purchase across Mumbai, Pune, Nagpur, and other cities in Maharashtra.
Stamp duty in Maharashtra at a glance
Rates shown are Mumbai/Navi Mumbai totals (5% base + 1% metro cess). Pune, Thane, and Nagpur pay 7% (an additional 1% Local Body Tax); rural gram-panchayat areas pay around 4%.
Rates verified 2026-07 against the sources listed at the bottom of this page.
Quick reference — total charges by property value
| Property Value | Male Buyer | Female Buyer | Registration | Total (Male) |
|---|---|---|---|---|
| ₹25 lakh | ₹1,50,000 | ₹1,25,000 | ₹25,000 | ₹1,75,000 |
| ₹50 lakh | ₹3,00,000 | ₹2,50,000 | ₹50,000 | ₹3,50,000 |
| ₹1 crore | ₹6,00,000 | ₹5,00,000 | ₹1,00,000 | ₹7,00,000 |
| ₹2.5 crore | ₹15,00,000 | ₹12,50,000 | ₹2,50,000 | ₹17,50,000 |
Major cities in Maharashtra
The same Maharashtra rates apply across these cities, but each may have additional municipal cess or local development charges. Confirm with the local sub-registrar before signing.
Calculate your stamp duty in Maharashtra
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* Rates are approximate and vary by city, area type (urban/rural), and property type.
* Always verify with your local sub-registrar office before transactions.
Renting instead of buying?
Rent agreements in Maharashtra cost 0.25% of total rent + deposit interest for the standard 11-month term — see the full rules and online options.
Rent Agreement Stamp Duty in Maharashtra →Gifting property to family instead?
Gift deeds to close relatives in Maharashtra cost ₹200 flat — a fraction of the sale-deed duty on this page.
Gift Deed Stamp Duty in Maharashtra →Duty is charged on the ready reckoner rate, not your deal price
Maharashtra computes stamp duty on the higher of your declared price and the government-notified value — see how to look it up for your locality and what changed in the latest revision.
Ready Reckoner Rate in Maharashtra →Local charges and concessions in Maharashtra
Mumbai/Navi Mumbai: 6% male all-in (incl. 1% metro cess). Pune, Thane, Nagpur: 7% male / 6% female (metro cess + 1% Local Body Tax). Rural gram panchayat: ~4% male / ~3% female.
Women get a flat 1% concession — only for residential property in sole female ownership (joint ownership with a male, or commercial property, forfeits it). The 15-year resale lock-in tied to the concession was removed in 2025-26.
Frequently asked questions
What are the stamp duty and registration charges in Maharashtra in 2026?+
Stamp duty is 6% for men and 5% for women — plus a registration fee of 1% capped at ₹30,000 above ₹30 lakh. On a ₹50 lakh property, the stamp duty alone works out to about ₹3,00,000.
Is stamp duty lower for women in Maharashtra?+
Yes — women pay 5% against 6% for men. Women get a flat 1% concession — only for residential property in sole female ownership (joint ownership with a male, or commercial property, forfeits it). The 15-year resale lock-in tied to the concession was removed in 2025-26.
How is stamp duty calculated in Maharashtra?+
Duty is charged on the higher of the declared sale price and the government-notified value (Ready Reckoner Rate) for the locality — declaring a lower price does not reduce it. Registration fee is added on top, and some cities add local cess.
What is the registration charge in Maharashtra?+
1% capped at ₹30,000 above ₹30 lakh, paid at the sub-registrar office along with the stamp duty when the sale deed is registered.
Can I legally reduce stamp duty in Maharashtra?+
Women get a flat 1% concession — only for residential property in sole female ownership (joint ownership with a male, or commercial property, forfeits it). The 15-year resale lock-in tied to the concession was removed in 2025-26. Gift deeds to close family are often charged far less than sale deeds — see the gift-deed guide linked below. Undervaluing the sale price does not work: duty is computed on the government valuation.
Sources
- HomeFirst — Stamp duty in Maharashtra
- 99acres — Mumbai stamp duty guide
- Godrej Capital — Maharashtra charges
Last verified 2026-07. Rates change via state notifications — confirm with the sub-registrar before executing a deed.
Other states' stamp duty rates
Stamp duty varies significantly across Indian states. Compare Maharashtra with other states:
4.90% male • 4.90% female
6.00% male • 4.00% female
5.00% male • 5.00% female
7.00% male • 7.00% female
4.00% male • 4.00% female
7.00% male • 6.00% female
7.00% male • 5.00% female
6.00% male • 6.00% female
6.00% male • 5.00% female
7.50% male • 7.50% female
7.00% male • 5.00% female
8.00% male • 8.00% female