Collector Rate in Ludhiana 2026
The government valuation your stamp duty is actually charged on in Ludhiana — which of the 15 tehsil / sub-tehsil schedules applies to you, where to look the rate up, and what changed in the latest revision.
There is no single collector rate for Ludhiana
Ludhiana publishes one collector-rate document per tehsil and sub-tehsil — fifteen of them, the largest set of any Punjab district. Ludhiana city alone is split across Ludhiana East, Ludhiana West and Ludhiana Central. Each schedule then breaks down again by locality, and by whether the property is agricultural land, a plot or a built-up unit. So a page — ours or anyone else's — that quotes one rupee figure as “the Ludhiana collector rate” is quoting one line out of thousands.
What is worth knowing before you look anything up is which schedule governs your deed, because that depends on the tehsil / sub-tehsil your property registers at rather than on your postal address. The rate is set by the Deputy Commissioner (Collector), Ludhiana.
The 15 schedules that cover Ludhiana
- Ludhiana East
- Ludhiana West
- Ludhiana Central
- Koom Kalan
- Dehlon
- Sahnewal
- Mullanpur Dakha
- Jagraon
- Sidhwan Bet
- Samrala
- Shri Machhiwara Sahib
- Khanna
- Payal
- Maloud
- Raikot
How to check yours officially
Open the district website's Collector Rate 2025-26 page and download the PDF for your tehsil or sub-tehsil. Municipal Corporation Ludhiana separately publishes collector rates for property inside municipal limits, so check which of the two covers your address.
We deliberately do not publish per-locality rupee figures for Ludhiana — they are re-notified without warning and vary street to street, so a figure copied onto a page like this is wrong the moment it goes stale. The official source above is authoritative for every one of them.
Latest revision in Ludhiana
Collector Rate 2025-26, applicable from 23 October 2025. All fifteen documents on the district's collector-rate page are marked 'Applicable from 23.10.2025'. Punjab has been using collector-rate revisions explicitly to raise registration revenue, so expect the next round to be announced district-wise rather than statewide.
What catches people out in Ludhiana
Three of the fifteen schedules — Ludhiana East, West and Central — cover Ludhiana city itself, so there is no single 'Ludhiana collector rate'. Khanna, Jagraon, Samrala and Raikot are separate towns with schedules of their own, and a property inside the municipal corporation's limits may be governed by the corporation's own published rate.
How stamp duty uses the rate in Ludhiana
Say you agree a Ludhiana flat at ₹50,60,000 — around the city's median 2BHK — but the notified government value of that flat works out to ₹55,00,000. Stamp duty is charged on ₹55,00,000, the higher figure, at 7%: about ₹3,85,000, plus registration charges. Writing the lower price into the deed does not reduce the duty by a rupee.
The same value drives income tax on both sides of the deal. Under Section 50C the seller's capital gains are computed as if they had received at least the notified value; under Section 56(2)(x) the buyer is taxed on the shortfall if the price is more than 10% below it; and the buyer's 1% TDS is deducted on the higher value too.
Frequently asked questions
What is the collector rate in Ludhiana in 2026?+
There is no single figure. Ludhiana's collector rate is notified tehsil / sub-tehsil by tehsil / sub-tehsil and then locality by locality inside each — 15 separate schedules cover Ludhiana. Collector Rate 2025-26, applicable from 23 October 2025. Look your own locality up on the official source rather than relying on a quoted average.
How do I check the collector rate for my area in Ludhiana?+
Open the district website's Collector Rate 2025-26 page and download the PDF for your tehsil or sub-tehsil. Municipal Corporation Ludhiana separately publishes collector rates for property inside municipal limits, so check which of the two covers your address.
Which sub-registrar offices cover Ludhiana?+
Ludhiana publishes one collector-rate document per tehsil and sub-tehsil — fifteen of them, the largest set of any Punjab district. Ludhiana city alone is split across Ludhiana East, Ludhiana West and Ludhiana Central. In full: Ludhiana East; Ludhiana West; Ludhiana Central; Koom Kalan; Dehlon; Sahnewal; Mullanpur Dakha; Jagraon; Sidhwan Bet; Samrala; Shri Machhiwara Sahib; Khanna; Payal; Maloud; Raikot.
When was the collector rate last revised in Ludhiana?+
Collector Rate 2025-26, applicable from 23 October 2025. All fifteen documents on the district's collector-rate page are marked 'Applicable from 23.10.2025'. Punjab has been using collector-rate revisions explicitly to raise registration revenue, so expect the next round to be announced district-wise rather than statewide.
What if I buy in Ludhiana below the collector rate?+
Stamp duty is still charged on the government value, so declaring a lower price saves nothing. It also triggers income tax on both sides: if the declared price is more than 10% below the notified value, Section 50C taxes the seller as though they sold at that value and Section 56(2)(x) taxes the buyer on the difference as income from other sources.
Is the collector rate the same as the market price in Ludhiana?+
No. The market price is what buyers actually pay; the collector rate is an administrative floor for collecting duty. In prime Ludhiana localities the market price usually runs well above it, and occasionally — after a correction, or after a revision that overshot — the notified value sits above market, which inflates the duty payable.
Sources
Office names and revision dates taken from the official district or state source above. Rates change by government notification — always confirm the current notified value with the portal or your sub-registrar before a transaction.
Related
How the state sets, names and revises the rate
Current rates, slabs and concessions
Municipal Corporation Ludhiana (MCL) — rates, rebates and due dates
Median prices, rents and the duty on top
Duty and registration on any property value